NRI CORNER
For over a decade, Ultimate Homes has been a trusted partner for NRIs across the globe to invest confidently in India's most high-growth real estate market. Our knowledge, research process, and legal due-diligence ensure that every investment you make in Gurgaon NCR is secure, profitable, and future-ready.
Why We Built a Dedicated NRI Corner
India's commercial and residential real estate market has shifted dramatically in the last 7 years. RERA reforms, increased builder transparency, corporate expansions, infrastructure development, and rental growth have made it one of the safest and most dynamic global investment hubs.
But NRIs still face challenges like documentation, legal verification, taxation, trust issues, paperwork, payment compliance and tracking construction updates remotely. Ultimate Homes solves these problems end-to-end.
- Verified builders & project background checks
- RERA validation, documents & agreement review
- Remote property visits & live video site tours
- Investment planning based on risk & ROI
- Dedicated legal & leasing desk
Comprehensive Solutions for NRIs
From investment advisory to exit strategy, we handle every aspect of your real estate journey in India with complete transparency and professionalism.
Investment Advisory
We shortlist projects after deep research on builder credibility, RERA status, past track record, rental benchmarks, catchment, resale outlook & growth potential.
Legal & Documentation
From builder agreements to NOCs, sale deeds, approval certificates, and title clearances—our team ensures 100% transparent paperwork.
Portfolio Planning
We help NRIs build future-ready portfolios across commercial, SCO, high-street retail & corporate leasing assets.
Remote Assistance
Live site tours, video calls, inspection reports, possession review and builder meetings handled on your behalf.
Leasing & Rental Support
Tenant sourcing, corporate tie-ups, commercial leasing, interiors planning & legal paperwork assistance.
Exit Strategy & Resale
Full assistance in property resale, buyer handling, paper verification, exit timing guidance and ROI comparison.
Why NRIs Are Increasing Real Estate Investments in India
Corporate expansions, metro connectivity, Grade-A office demand, rental boom and infrastructure growth have made Gurgaon NCR a global hotspot. Currency advantage, high rental yields, and clear regulatory frameworks make it highly preferred among NRIs.
- 8% – 12% commercial rental yield
- RERA & compliance-driven market
- Strong appreciation along GCE Road & SPR
- Corporate leasing demand rising yearly
- Repatriation benefits under FEMA & RBI rules
- Tax benefits on home loans for NRIs
- Rupee depreciation creates buying advantage
- No FDI restrictions on real estate
Trusted Builder Partners
We work exclusively with India's most reputed and financially stable developers: DLF, AIPL, M3M, Signature Global, Emaar, Conscient, Whiteland, Godrej Properties & Tata Housing
How We Make Your Investment Journey Seamless
Initial Consultation & Goal Setting
We understand your investment goals, budget, timeline and preferences through detailed discussion. Our experts analyze your financial position and suggest suitable property types.
Property Shortlisting & Research
Based on your criteria, we shortlist 3-5 properties with complete research reports including builder track record, RERA status, location analysis, and ROI projections.
Virtual Site Visits & Live Tours
We conduct detailed video walkthroughs of properties, surrounding areas, and amenities. Our team provides real-time updates and answers all your queries.
Legal Due Diligence & Documentation
Complete legal verification of property documents, title clearance, RERA certificates, and builder agreements. We ensure 100% transparent paperwork.
Booking & Payment Processing
We handle the entire booking process, payment schedules, NRE/NRO account compliance, and maintain complete financial records for your reference.
Construction Updates & Possession
Regular site visits, photo/video updates, quality checks, and final possession assistance with complete documentation support.
Key Advantages for NRI Investors
Complete Transparency
Every document, payment receipt, and communication is shared with you in real-time. No hidden charges or surprises.
Currency Advantage
Benefit from rupee depreciation trends. Your foreign currency goes further, maximizing property acquisition value.
RERA Protection
All recommended properties are RERA registered with clear possession timelines, protecting your investment legally.
Repatriation Benefits
Complete guidance on RBI and FEMA regulations for seamless repatriation of sale proceeds back to your country.
Tax Optimization
Expert advice on tax benefits, deductions on home loans, and strategies to minimize tax liability on rental income.
Tenant Management
Complete tenant sourcing, agreement drafting, rent collection, and property maintenance services for hassle-free rental income.
Documents Required for NRIs to Buy Property in India
We simplify the documentation process and guide you at every step to ensure smooth transaction.
- Valid Passport / Visa / OCI Card
- PAN Card (mandatory for property transactions)
- Overseas & Indian Address Proof
- NRE / NRO Account Details & Bank Statements
- 6 Months Bank Statement (overseas & Indian accounts)
- Power of Attorney (POA) - Recommended for remote transactions
- Employment / Income Proof (if applying for loan)
- Previous property documents (if selling existing property)
Frequently Asked Questions
Get answers to the most common questions NRIs have about investing in Indian real estate.
Can NRIs buy property in India?
Yes, NRIs can buy residential and commercial properties in India without any restrictions. However, NRIs cannot buy agricultural land, plantation property, or farmhouses in India. All transactions must be done through proper banking channels (NRE/NRO accounts) and registered with local authorities.
Do I need to visit India to buy property?
No, you don't need to visit India. You can execute a Power of Attorney (POA) in favor of a trusted person in India who can complete all formalities on your behalf. We provide complete remote assistance including virtual site tours, video calls with builders, and digital documentation support.
Which account should I use - NRE or NRO?
Both NRE (Non-Resident External) and NRO (Non-Resident Ordinary) accounts can be used for property purchase. NRE accounts are tax-free and funds are fully repatriable. NRO accounts allow repatriation up to USD 1 million per financial year after paying applicable taxes. We help you choose the best option based on your situation.
Can I get a home loan as an NRI?
Yes, most major Indian banks offer home loans to NRIs. You can typically get 70-80% of the property value as loan. Interest rates are slightly higher than resident Indians (0.5-1% more). Required documents include passport, visa, employment proof, salary slips, and overseas bank statements. We assist with complete loan processing.
What are the tax implications for NRI property owners?
Rental income is taxable at 30% (plus cess) after standard deduction of 30% on gross rental income. Capital gains tax applies when you sell: Long-term (held >2 years) is 20% with indexation benefit, Short-term (held <2 years) is 30%. TDS at 30% is deducted on rental income and 20% on capital gains. We provide complete tax advisory services.
Is RERA registration mandatory for all projects?
Yes, all ongoing projects and new projects with more than 8 apartments or plot area exceeding 500 sq meters must be RERA registered. RERA protects buyer interests by ensuring timely delivery, transparent pricing, and builder accountability. We only recommend RERA-registered projects with verified documentation.
Can I repatriate sale proceeds when I sell the property?
Yes, NRIs can repatriate up to USD 1 million per financial year from property sale proceeds, subject to payment of applicable capital gains tax. You need to submit Form 15CA/15CB, chartered accountant certificate, property documents, and proof of original investment. We handle all repatriation documentation and RBI compliance.
What is the typical timeline for property purchase?
The complete process typically takes 4-8 weeks: Property selection (1-2 weeks), Legal verification and documentation (2-3 weeks), Agreement signing and registration (1-2 weeks), Payment processing (1 week). For under-construction properties, possession timelines vary from 2-4 years based on project status. We provide regular updates at every stage.